Pricing

Pay for the corridor you actually cross.

Every plan talks to the same API: multi-currency accounts, netted cross-border payments, compliance and treasury. The tier you choose changes the price, the volume ceiling and — measurably, in the API itself — the FX spread on every quote.

Starter

First cross-border accounts without the bank queue.

€49 per month

FX spread 50 bps

Up to 50 transactions per month
Up to 2 active currencies
Basic cash-flow reporting
Standard FX rates

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Default tier

Professional

The default tier for growing import–export businesses.

€199 per month

FX spread 25 bps

Unlimited transactions
All 9 platform currencies
AI cash-flow prediction
CSRD auto-reporting
FX hedging

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Enterprise

Everything in Professional, plus bespoke integration.

From €499 per month, scoped per engagement

FX spread 10 bps

Everything in Professional
Dedicated customer success manager
White-label API for accounting systems
Custom compliance modules

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All prices are in EUR, billed monthly. Price points, transaction volumes and per-tier currency ceilings follow the example pricing structure in the Crossnetting business plan (§4.2, Del IV) and are indicative until contract; final terms are agreed with us directly via the contact form. Volume and currency ceilings are plan terms applied at onboarding — the MVP API enforces the shared gateway rate limit and the nine-currency set listed below, not per-tier metering.

Under the hood

What your tier changes inside the API

No smoke and mirrors: these are the behaviours the platform enforces today, straight from the gateway and payments service.

FX spread per tier

Quotes from GET /v1/fx/rates and cross-border payments carry a spread keyed to the plan tier — sent as the X-Plan header or the plan query parameter: Starter 50 bps, Professional 25 bps, Enterprise 10 bps. Requests without a tier fall back to the Professional default. Same-currency quotes carry no spread.

Gateway limits

Every tenant gets 100 requests per minute per tenant at the gateway; excess calls receive a 429 rate_limited envelope. The limit is identical across tiers — your plan changes pricing and features, not fairness of access.

Webhooks

Register endpoints with POST /v1/webhooks and platform events (account opened, payment settled, CSRD report generated, DORA status changed…) are delivered to your URL with x-crossnetting-event-type headers. Included on every plan.

Currencies on the platform

Nine currencies in the live MVP currency set. Per-tier active-currency ceilings are plan terms agreed at onboarding, not protocol limits — every tier talks to the same nine-currency API.

Compare plans

Capability	Starter	Professional	Enterprise
Monthly price	€49	€199	From €499
Included transactions	Up to 50 / month	Unlimited	Unlimited
Active currencies	Up to 2	All 9	All 9
Cash-flow reporting	Basic	AI prediction	AI prediction
FX spread on quotes	50 bps	25 bps	10 bps
CSRD auto-reporting	Not included	Included	Included
FX hedging recommendations	Not included	Included	Included
Dedicated customer success manager	Not included	Not included	Included
White-label API	Not included	Not included	Included
Custom compliance modules	Not included	Not included	Included
API rate limit (100 requests per minute per tenant)	Included	Included	Included
Webhook subscriptions	Included	Included	Included
REST API + SME dashboard	Included	Included	Included

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Open a session, see the netting.

Sign in with a BankID or MitID session — or continue on the demo dashboard with deterministic sample data. No card, no contract, no invented numbers.